Who We Are


Manuel Antonio Vidal, President and Founder

Manuel (Manny) began his career in banking where as a Vice President at Citigroup he successfully introduced financial products throughout Latin America. Over the last twenty years, he has been a top insurance advisor and producer for several important U.S. and international insurance companies. While at AXA-Equitable Life Insurance, Manny was consistently ranked among AXA's top 10 producers nationwide and earned frequent recognitions such as induction into the AXA Advisors Hall of Fame in 1995. Manny then joined John Hancock where as Managing Director he established the #1 Life Insurance Premium Finance platform in the country in terms of sales.

In 2005, after realizing there was a need for funding large insurance policies for high net worth individuals as well as multinational corporations abroad, Manny founded Premium Finance Group (PFG). Shortly thereafter, he successfully closed the largest International Corporate Owned Life Insurance (COLI) sale ever made with a leading offshore insurer.

Manny received his Bachelors in Business at Florida State University. While at Citibank, he attended the Wharton School of Business where he completed studies in Foreign Market Entry Strategies. Manny speaks English, Spanish and Portuguese. Manny is a superb resource for companies as well as high net worth individuals who are seeking advice on domestic and international life insurance opportunities and products.

Danielle Marie Vidal, Vice President

Danielle completed her studies with a BA in Business Administration and an MBA at the University of Miami. While pursuing her Masters, she led the research department at CSA Marketing where she worked with clients such as Wal-Mart, Procter & Gamble and Nestle, developing for them strategic marketing campaigns and promotions across the US. She then worked at Siinc Agency where she specialized in the area of promotions and events for global brands such as Discovery Channel, Audi and Nokia. Danielle was involved in planning and executing events such as the Miami International Film Festival, Discovery Channel's annual Upfront, and the Audi A8 World Reveal. She is a also a Board member and founder of Twelve Smiles, a non-profit organization dedicated to raising awareness of various local, national and international charities by organizing events, drives and collections throughout the year.

In January 2010, Danielle joined PFG focusing mainly on further developing the company's client base in Central America and Latin America. Danielle is fluent in English and Spanish.

Manuel Alejandro Vidal, Vice President

Manuel Alejandro Vidal, better known as Chino, received his BA in Business from the University of Florida. After graduating, he worked with the Chrysalis Center, a mental health firm specializing in comprehensive behavioral healthcare serving people of all ages throughout South Florida. Chino worked directly under the company's comptroller handing various issues including accounts payable, payroll and human resources. After more than three years with the company, he decided to further his education and obtain his MBA at Florida International University. Upon graduating, Chino joined the family business, PFG.

Chino is an avid fisherman who has competed in fishing tournaments around the world. He is part of the Billfish Foundation, a group of activist helping with the study of billfish through the use of a satellite tagging program.

In addition to our home office in Coral Gables, FL, PFG has correspondent offices in select markets around the world:

Hong Kong

Todd Green International

35/F Central Plaza 18, Harbour Road
Wanchai, Hong Kong

Todd Green International Companies have distribution authority from select global life insurance companies, with special skills to serve the life insurance needs of financially successful people and companies around the world. The company represents U.S. and offshore insurance companies rated "A" and better with Standard and Poor's.

Offices are located in the U.S. and Hong Kong.

President, Kay Egley

Kay has a Masters Degree in International Business and has had a diverse 30-year career in insurance and reinsurance, including 7 years with the largest U.S. life reinsurer, where she managed the Treaty Department and development of joint ventures in Latin America.

In 2011, Kay enhanced her company's Asian infrastructure by reaching an agreement to add three partners in Asia. They include First Principal Financial of Singapore, a mature financial services firm in the Singapore market for 15 years. The other two new partners are Tammy Tsui, an insurance and banking professional well-known throughout the region including Taiwan, Hong Kong, and Singapore, and Kazuki Kudo, a Japanese citizen and U.S. resident who brings more than 10 years of high net worth specialization in the financial needs of offshore Japanese clients. This diversity of active ownership for an Asian insurance broker is unique, allowing them to offer personalized service with local Singapore or Hong Kong products, Bermuda products, and U.S. products.


PFG Brazil

255 Alhambra Circle

Suite 1200

Coral Gables, FL 33134

Armando Gutierrez, Regional Director, South America

Armando has over 20 years of experience in helping families and companies enhance their wealth through proven asset management and succession planning strategies. He spent most of his career with HSBC Private Bank where he specialized in the planning and implementation of tax and succession strategies for foreign nationals. He works closely with clients to evaluate design and implement plans which are integrated with their overall goals. He has travelled extensively throughout Latin America and speaks English, Spanish and Portuguese fluently.

Armando earned his bachelor's degree in Accounting from the University of Florida. He became Certified Public Accountant in 1986 and is active in various charitable and civic organizations including the Society of Trust and Estate Practitioners.


PFG Panama

Avenida Balboa y 53 calle. Edificio los Delfines 200.

Cuidad de Panama, Rebublica de Panama, C.A.

Patrick Kelly, Senior Wealth Advisor

Patrick began his career in banking where as Branch Manager for Wachovia's Key Biscayne branch, he catered to the financial needs of an affluent client base with a heavy concentration of international clients, namely Latin American & European. Patrick later joined HSBC Bank as a private banker in the Premier Banking division. In 2010, he joined PFG with a focus on further developing the company's client base in Latin America, with a particular focus on Central America. Patrick divides his time between our Coral Gables office and our correspondent office in Panama.

Patrick received his Bachelors of Science from Florida International University, the Ryder School of Business, in International Business in 2002.

Patrick currently sits on the Board of Directors of La Liga Contra el Cancer (League Against Cancer) and also serves as the District 19 Committeeman for the Republican Party of Miami Dade County. Patrick is fluent in English and Spanish.


Information coming soon